Motor Truck Cargo Insurance

Nearly all truckers in Arizona have come to a dead-end at least once in their driving history. Do you remember your last failure to transport goods, when you were stuck halfway because your cargo was damaged or hijacked? In such tough times, you might even prefer to have lost yourself instead of the cargo. You may start thinking of quitting the profitable job of a trucker. If that’s the case with you, don’t rush into the decision, since you haven’t discovered the benefits of our motor truck cargo insurance yet.

Motor truck cargo insurance, also referred to as cargo insurance, shares your responsibility of delivering goods to the clients and helps you make the most out of your business. It covers the transported cargo inside the truck when you are to blame for its damage or loss, caused by fire, collision, or other incidents. For instance, if it’s scattered on the road as a result of an accident, the coverage will pay the expenses of removing the extract pollutants caused by the debris. Moreover, the coverage will take care of your legal expenses as well.

Having said this, not all the goods and trucks are eligible for this insurance. Make sure you are aware of the exceptions and restrictions of the Arizona motor truck cargo coverages before signing up for one.

CAs mentioned above, Arizona truck drivers need to meet certain requirements based on:

Motor cargo insurance covers the following list of trucks:

• Dump truck
• Tractor
• Most trailers
• Box truck
• Cement mixer
• Cargo van
• Dually pick-up
• Flatbed
• Car hauler

Cargo insurance DOES NOT cover the following vehicles:

• Garbage truck
• Limo
• Bus
• Hearse
• Passenger van
• Ice-cream truck

The type of the load also matters when getting your cargo insured. Keep in mind that all these products are excluded from the accepted list:

• Art, jewelry, money
• Pharmaceuticals, tobacco, alcohol
• Live animals
• Property under custody
• Property owned by the insured
• Shipping containers
• Explosive or radioactive material
• And more.

If you are searching the market for an Arizona motor truck insurance, take some time to explore multiple providers. But don’t stop here! Consider various deals, compare them, find an insurance agent, and don’t be shy to ask questions, a lot of questions. Applying for a motor cargo insurance can sometimes be tricky, especially if you are a first-time buyer. In this case, asking an expert to guide you through the process will be your best solution. Also be careful not to overinsure or underinsure the load if you don’t want to pay out of pocket at the end of the day.

Our insurance professionals in Arizona can help you take control of the cargo you’re hauling. They will calculate your risks and offer you a deal that is just right for you. Give us a call to pass over the lion’s share of your cargo responsibility. After all when your client is happy, you are happy too. So are we!